Household Ledger
The money app our own household runs on: shared wallets, budgets, loans and bills, with receipts read straight from a photo.
- Who for
- Our product · our own household
- Status
- Live, in daily use
- Access
- Private, sign-in only
The brief
We wanted one place for the household's money: what came in, what went out, which bills are due and how the home loan is going, shared by everyone in the household.
Keying in receipts is the step that usually gets skipped, so the app reads them for you.
What it does
Receipts read from a photo
Snap a receipt and the amount, currency, date, shop and category are filled in for you to check before saving.
Shared wallets
Bank accounts, cards and cash in one view, including each card's statement day.
Budgets that speak up
Monthly limits per category, with a clear flag the moment one goes over.
Loans and bills
Loan progress with every payment recorded, and recurring bills added up into one monthly figure.
Goals and a wishlist
Savings goals with progress, and a wishlist for the things worth waiting for.
Dashboard and calendar
Income, spending and balance at a glance, a 12-month spending chart, and a calendar of daily totals.
A closer look
The parts you do not see
The jobs that run quietly in the background, so nobody has to do them by hand.
- Recurring bills and loan instalments can be recorded by the app itself when they fall due, instead of by hand.
- Spending in other currencies is converted to Singapore dollars at the day's exchange rate.
- Every receipt photo is kept with its transaction, so the paper copy can go.
- Only the household's approved Google accounts can sign in.
Next up: Property Pathway
A property agent's website that prices any HDB block from official sales records, then turns that answer into a lead.
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